We keep your books current every working day, so you always know where you stand
For limited companies, sole traders and landlords across the UK. Open Financial IQ at any hour and the figures are today's: current records, an estimated tax position and a named chartered accountant standing behind both.
A chartered accountant reviews and signs every position we publish. Nothing described as an opinion leaves this firm unreviewed.
Most owners find out too late
A client last saw real numbers eight months before we met him. He lost a sale because due diligence found what the year-end couldn't explain.
Another discovered three unprofitable clients were quietly funding the other nine. The year-end accounts had never put it that way.
Neither owner was careless. Their accountant just wasn't looking until it was time to file. We look every working day. If something needs your attention, you hear about it that week, not at year-end.
The same maintained position. Three depths of professional judgement.
Your books maintained daily and your position checked every quarter by a named accountant who puts their name to it. For businesses up to £1m who want this handled properly and nothing more.
What's included →II · InsightsEvery month, not just at year-end: a chartered accountant reads your results and tells you what actually happened, in writing, with their name on it. Monthly management accounts and a quarterly meeting to talk through what's next.
What's included →III · ForesightRolling forecasts, a monthly report and meeting and a named finance lead who plans the hard decisions with you (hiring, pricing, funding, exit) before you commit to them.
What's included →What it looks like in practice
June closed at £9,140 profit on £41,220 revenue, £2,300 ahead of May. The improvement is explained by the Fenwick project completing without the subcontract costs May carried.
Debtor days rose from 31 to 44. £18,400 of receivables is now over 60 days old. Chase the three balances that account for most of it before the quarter end.
You will never again wonder if a number is current
Financial IQ is where we show our work: your position, your reports, anything that needs your attention. Every figure tells you what it is and who stands behind it, so you're never guessing whether you're looking at an estimate, a checked position or a signed opinion.
A named accountant, not a call centre
The person is in the letter
The person who reviews your figures is written into your engagement letter. If they're away, whoever covers is named too.
Meet the team →Changing accountant is our work, not yours
Once you accept your quote, we handle professional clearance and the records transfer with your current accountant so you never make that awkward call. Your first quarterly check and, on Insights or Foresight, your first signed Monthly Insights land on schedule from there.
Know your number before you pick up the phone
No negotiation, no re-scoping after you've signed. Your fee is banded on the size of your business, confirmed on a short call and never changes without your agreement.