The partnership model · for chartered accountants

Your clients. Your billing. Our infrastructure.

You bring your book and keep 70 percent of everything you raise. The firm keeps 30 and carries everything that drains a sole practitioner: software, insurance, AML, bookkeeping support and admin.

70%

Yours, of everything you bill

30%

The firm, covering all infrastructure

Who this is for

Honest on both sides of the line

This is for you if

You hold an ACA, ACCA or CTA with 5 to 20 years in practice
You have £100,000 to £500,000 of portable recurring fees
You want autonomy over the work without running the infrastructure
You are tired of building client relationships a firm owns instead of you
Or you went solo and the admin quietly swallowed the freedom

This is not for you if

You qualified recently and have no meaningful client book yet
You are looking for salaried employment
You are wedded to CCH or IRIS and unwilling to move
You want to trade under your own name rather than as part of a firm

The real maths

£200,000 of fees, solo versus 70:30

The question is whether 30 percent is a fair trade for the infrastructure it replaces. Worked through at 2026 market rates.

Going solo: the infrastructure burdenWorked example · 2026 rates

Cost category	Annual
Practice management, bookkeeping software, AML tools	£7,100
ICAEW, practising certificate, PII cover	£3,300
Website, communications, storage	£2,700
Marketing to replace 10% annual churn	£6,000
Bookkeeping support, one day a week	£18,000
Your own admin, 10 hours a week at £80	£40,000
Compliance administration (MLRO, SARs, reviews)	£3,200

Solo take-home£119,700 · 59.9%

On the 70:30 model£140,000 · 70.0%

The delta: roughly £20,300 a year and 520 recovered hours. Illustrative figures at standard 70:30; the real comparison depends on your book and is worked through before you decide.

A worked example with illustrative figures. High-margin segments are sometimes negotiated nearer 90:10; the blended rate for your book is agreed at joining.

Financial IQ and Nexus

Bookkeeping, accounts and practice management built in-house. MTD live.

Shared bookkeeper and accountant

Production capacity across the firm's book from day one. You manage neither.

AML supervision and PII

MLRO function and indemnity cover held at firm level, ICAEW-supervised.

HMRC agent codes

CT, PAYE, SA, CIS, VAT and MTD, active on day one.

Lead generation

The website, SEO, content and outreach infrastructure behind the firm.

No salary, no targets, no politics

Your earnings are a direct function of your billing. Nothing else.

Start the conversation

A conversation about your book, not a pitch

Tell us roughly what you would bring. A partner replies personally within two working days. The first call is about whether the maths works for your book.