from £99/month
Keep the company and tax position sorted
Bookkeeping, payroll, filings, a Corporation Tax estimate and a basic IR35 contract review. Right for straightforward engagements.
Contractor accountants · limited companies
Know what you can take out, with the contract checked before you sign
Your IR35 position, salary and dividends and Corporation Tax reserve kept current, so the contract gets your attention and the tax never surprises you.
- ICAEW Chartered Accountants
- Fixed monthly fee
- Contract reviewed before you sign
Your fee
from £99/month
Fixed monthly fee, excluding VAT
Your exact fee, in your inbox
- Answer a few questions about your company
- Both levels priced for your turnover
- No call needed to see it
What we fix
Three questions that should always have a current answer
How much can I safely take out?
Salary, dividends and pension contributions modelled against this year's figures, not last year's habit.
Is this contract inside IR35?
The written terms and the way the work will run are reviewed before you sign, while there is still room to change them.
Is my tax reserve big enough?
Your Corporation Tax estimate updates as the books are done, so the year end confirms a number you already know.
Engagement 04 · worked exampleContract position opinion
SignedSubstitution and controlConsistent with outside IR35
Mutuality of obligationNo material concern
Corporation Tax reserve£12,480
Available to take out as planned£31,600
Smith & JohnsonChartered accountant
Illustrative figures. Contract status depends on the written terms and actual working practices.
Before you sign
A written opinion on the contract, not a tick box
We read the terms and ask how the work will actually run, then put our view in writing. If the position is weak, you hear it while you can still negotiate.
The same document carries your tax reserve and what you can take out, so one page answers all three questions.
Choosing a contractor accountant
What any contractor accountant should do for you
Use this list to compare us with anyone else. If a fee leaves one of these out, you are paying for filing, not advice.
- IR35 review before you sign
- Salary and dividend plan set at the start of the year
- A running Corporation Tax estimate
- Payroll, VAT returns and filings handled
- Your own Self Assessment, so company and personal tax agree
- A fixed fee you can see before the first call
Most outside IR35 contractors need one of two levels
from £275/month
Add deeper contract and extraction advice
A comprehensive IR35 review, quarterly extraction planning and management accounts. Right when contracts or personal circumstances need a closer read.
Questions
IR35 questions contractors ask
In short: a public sector or medium or large client decides your status, while with a small client your own company decides. Our IR35 guide covers who decides, how to tell if a client is small and what changes inside IR35.
Who decides my IR35 status?
If your client is a public authority or a medium or large business, the client decides and must tell you its decision. The rules for medium and large private sector clients have applied since 6 April 2021. If your client is small and outside the public sector, your own company decides whether the rules apply.
What is a status determination statement?
It is the client's written decision on whether you would be an employee for tax purposes if you worked for it directly. To be valid it must state that conclusion and the reasons for it. The client must also have taken reasonable care in reaching it. The client should give it to you and to any party it contracts with. If you disagree, the client must respond within 45 days of receiving your representations.
How do I know whether my client counts as small?
A company is medium or large if it meets at least two of three tests for two consecutive financial years. For financial years beginning on or after 6 April 2025 the tests are turnover over £15 million, a balance sheet total over £7.5 million and an average of more than 50 employees. Size is judged on the last financial year whose accounts filing deadline passed before the tax year began. For a normal 12-month financial year, HMRC says the new thresholds cannot change a client's position before the 2027/28 tax year.
What happens if a client wrongly treats my contract as outside IR35?
The PAYE that should have been deducted from your fees becomes a liability of the deemed employer, the client or agency that pays your company directly. Since 6 April 2024 HMRC can set off the tax and National Insurance you and your company have already paid on that income against that liability. The set-off applies where HMRC's determination or another trigger event happens on or after 6 April 2024.
Your exact fee, by email
Answer a few questions about your company and we email your fee for each level.